This analysis of preliminary rate filings submitted by 105 ACA Marketplace insurers in 19 states and DC shows that ACA Marketplace insurers are requesting a median premium increase of 15% for 2026, which would represent the largest hike in premiums since 2018, the last time policy uncertainty contributed to sharp premium growth. The scheduled expiration of enhanced tax credits and impact of tariffs on some drugs, medical equipment, and supplies are among the factors pushing premiums higher
Individual Market Insurers Requesting Largest Premium Increases in More Than 5 Years
Related Post
Access Uncertain for New Injectable PrEP as the Affordable Care Act’s (ACA) Open Enrollment Begins
This analysis examines access to, and consumers ability to find information on, a new twice annual long-acting PrEP drug during ...
Distribution of People Ages 0-64 with Employer Coverage by Race/Ethnicity
disparity, Disparities ...
Navigating the Maze: A Look at Patient Cost-Sharing Complexities and Consumer Protections
This brief focuses on consumers’ understanding of health insurance costs and examines existing federal protections that seek to address barriers ...
How Does Cost Affect Access to Care?
This slideshow examines how cost and insurance affects people’s access to care, including decisions to forgo or delay needed care ...
Over-the-Counter Oral Contraceptive Pills
Oral contraceptives are the most commonly used method of reversible contraception in the U.S. In July 2023, the FDA approved ...
The Regulation of Private Health Insurance
This Health Policy 101 chapter explores the complex landscape of private health insurance regulation in the United States, detailing the ...
Pending Changes to Marketplace Plans Could Increase Cost Sharing for Consumers
This brief looks at changes to Marketplace plans recently finalized by the Centers for Medicare and Medicaid Services (CMS) that ...
Gaps in Awareness of Insurance Requirements to Cover Preventive Services Among Women
KFF’s 2024 Women’s Health Survey finds that women aren’t fully aware that the Affordable Care Act (ACA) requires insurance plans ...
Health Costs Associated with Pregnancy, Childbirth, and Infant Care
This analysis examines the health costs associated with pregnancy, childbirth, post-partum care, and infancy. It finds that health costs associated ...
Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2025
Since 1999, the Employer Health Benefits Survey has documented trends in employer-sponsored health insurance. Every year, private and non-federal public ...